Costa del Sol, Barcelona and Madrid developer projects. Bank-guaranteed deposit protection, staged payments, NIE process, and complete buying guidance for international investors.
Spain attracts more international property buyers than any other European country. Established developers like Taylor Wimpey Espana, Aedas Homes, Neinor Homes and Metrovacesa deliver resort and urban projects across the Costa del Sol, Costa Blanca, Barcelona and Madrid. Spanish law requires bank guarantees (aval bancario) on all developer deposits — one of the strongest buyer protections in Europe. 300+ days of sunshine, 5-8% rental yields in tourist areas, and a transparent legal framework make Spain a perennial favourite.
Under Spanish law, developers must provide a bank guarantee (aval bancario) or insurance for all buyer deposits. If the developer fails to deliver on time or to specification, the bank refunds your deposit plus interest. This is legally mandatory — making Spain one of the safest markets for buyers.
Typical structure: 10% on reservation, 20% in stages during construction, 70% on completion. Build periods of 18-30 months. Mortgages available for the completion balance at 60-70% LTV for non-residents. Some developers offer extended plans for international buyers.
Holiday rentals in Marbella, Estepona and Alicante deliver 5-8% gross. Long-term rentals in Madrid and Barcelona yield 4-6%. Over 300 days of sunshine ensure 8+ months of peak season demand. Spain's 85M+ annual tourists underpin rental demand.
Marbella, Estepona, Fuengirola, Malaga. Premium lifestyle market. Developer projects from EUR 200K. Strong British, Scandinavian and Middle Eastern buyer base. Highest holiday rental demand in Spain.
Alicante, Javea, Denia, Torrevieja. More affordable entry from EUR 150K. Strong retirement and expat community. Year-round demand. Taylor Wimpey and local developers active with quality projects.
Spain's two largest cities. Urban developer projects from EUR 250K. Capital appreciation of 5-8% annually. Professional rental demand from young workers and students. Highest liquidity in the Spanish market.
We connect you with the right developer project based on your goals. The process requires an NIE number and a Spanish bank account, both of which your lawyer can arrange. Spanish property law is transparent and well-established for international buyers.
We present matched developer projects. Meanwhile, your lawyer applies for your NIE (foreigner ID number) at a Spanish consulate or police station (1-4 weeks). A Spanish bank account is opened for payments. All can be arranged remotely.
Pay the developer reservation fee (EUR 3K-10K). Sign the purchase contract (contrato privado). Pay the first deposit (typically 10%). The developer provides a bank guarantee covering your deposit. Your lawyer reviews all terms and confirms the guarantee is in place.
Pay remaining stages during construction. On completion, both parties sign the escritura (deed) before a Spanish notary. Pay the balance (70%). The notary registers the property at the Land Registry. You receive the keys. Ready to furnish and rent or enjoy.
IVA (VAT) of 10% applies to new developer properties (instead of ITP transfer tax of 6-10% on resale). Stamp duty (AJD) 1-1.5%. Legal fees 1-2%. Total buying costs approximately 12-14%. Higher than resale but you get a brand-new unit with warranties.
The NIE (Numero de Identidad de Extranjero) is mandatory for all property transactions. Apply at a Spanish consulate abroad or police station in Spain. Takes 1-4 weeks. Your lawyer can apply on your behalf with Power of Attorney. One-time process — valid permanently.
Spain's property Golden Visa ended April 2025. However, alternative residency routes exist: Non-Lucrative Visa (passive income), Digital Nomad Visa (EUR 2,762+/month income). Property values continue rising 5-8% annually regardless — the investment case stands on its own.
We do not sell properties. We advise investors on the right developer project, the right payment structure, and the right entry point — across 10 global markets.
UAE, UK, Spain, Cyprus, Germany, Georgia, Turkey, Egypt, Bali and Maldives.
We vet every developer for track record, escrow compliance, build quality and delivery history.
Every enquiry gets a personal response within 10 minutes during business hours.
Tell us your budget and goals. We will match you with the right developer project, payment plan and structure — with a personalised brief within 48 hours.